Today morning something very unusual happened. I received a call from an unknown person and he said he's from the legal department. According to him one of my friends Tridip, took a personal loan from axis bank few years ago and he didn't pay the entire amount and is absconding. Now, Tridip is my hostel junior and a very good friend. The legal guy said that Tridip gave my reference while applying for his loan. He asked for my address and also asked me to pay the remaining loan amount (Rs. 60,000), else I may get into trouble. I said "why the hell I should pay the amount? Tridip left Bangalore last year and joined a new company in Kolkata. At present he's in Australia and he called me just a few days back. So, I called to bash him up a bit, but what the hell? He said that he never ever took any personal loan from any bank and I thought it must be a different Tridip.
So, I called Girish, the guy from the legal department and asked for my friend's full name who took the loan. Aha! The surname didn't match with junior Tridip and the actual guy is a senior friend from our college. I was totally stunned, as there’s no way senior Tridip would have given my name as reference. As far as I know, he’s one of the wealthiest guy of our college and he’s a damn metal freak. He worked in Bangalore for several years and now he’s settled in his hometown in Assam. In Bangalore I met him on couple of occasions that too in some metal concerts. I messaged him in FB and a little later called him. He said he took a personal loan in 2002 and cleared it within next two years. He was even more surprised than me and said "Why the hell I will give your reference?" We both had a great laugh and then I called the legal guy once again and clarified everything. He said "You work for Onmobile Global Ltd right?"
I replied "Yes, how the hell you know about that?"
He said "Why your name and also your company details are there in our database? Why anyone would give your reference for taking a loan? Now you will only have to repay the remaining loan amount"
My heart beats started to accelerate and then the guy asked "Do you know Jayashree?"
I asked "Now, who the hell is she?"
The guy replied "She is Tridip’s sister?"
I said "I have no idea about that"
Immediately after our conversation, I again called Tridip da to clarify. He said "Yes, Jayashree is my sister. Now, how she came into the picture?"
I said "I’ve no idea, but how the guy have all these information?"
Tridip da was very much confused and shocked. He even suggested me to put a police complaint. A little later I opened my FB profile and my company detail is clearly visible out there. Then I checked Tridip da’s profile, well his sister name is also there. But how the guy from the legal department managed to get my number? Later in the afternoon junior Tridip called me from Australia and asked for the legal guy’s numbers. The guy initially called me from a landline phone(080-43569991) and then he gave me his mobile number(9448559053) as well. Now Tridip works in telecom industry and he has good connection with all major operators. It’s not difficult for him to trace any number and within a few minutes he got the details. Well Girish, the guy from the legal department is using a BSNL number that is registered under the name "Bhaskar Recovery Bank" That sounded really interesting and we wanted to gather some more information and decided to have a conference call with the legal department. Tridip initiated the call using a WebEx number and asked the legal guy some basic legal questions. The guy got confused and he kept on asking the same question “Who are you?"
Tridip said that he works in cyber security department, Government of India and asked "What is your real name Girish or Bhaskar? Are you an authorized bank recovery agent? Are you a bank employee? You are using a BSNL number and I have top connection in BSNL. Say me everything or I will escalate it to very higher level" Tridip even told him about his exact location in Bangalore at that moment. The legal guy sounded very much confused and after sometime he disconnected the call.
A little later Tridip again initiated the conference call and the guy said "Who are you sir? Please tell me your name and I will check if you have already paid you entire loan amount?" Well, that time he started to talk in Hindi instead of his manageable English.
Tridip said "Today morning you called my friend at Onmobile and you must remember my name"
The guy replied "Daily I call 100 people and how can I remember all the names?"
Tridip again asked "How many people from Onmobile you called today?"
The legal guy said "Please ask your friend to call me" and then he disconnected the call. We kept trying his number, but it was switched off for almost next 15 minutes and then we gave up. Now, I’m not sure whether I will receive any such call from the legal guy again? If anything interesting turns out then I will surely update on this.